Building Credit Confidence: Empowering High-Earning Women on the Path to Financial Success

Posted on March 1, 2024 by Rick Fisher Jr.

As high earners not rich yet (HENRYs), women may find themselves in a position where their earning potential is high, but they may still have uncertainties about building their credit confidence. Establishing and managing credit is a crucial aspect of financial well-being, and confidence in this realm may help you unlock a broad range of future opportunities. Here are five empowering ways to help you build credit confidence. […]

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The Benefits of Getting A Second Financial Opinion

Posted on February 23, 2024 by Rick Fisher Jr.

When it comes to medical or legal advice, the value of getting a second opinion is fairly well established and defined. What about financial decisions? At what point does it make sense to get a second (or a third) opinion on money matters? Here we discuss some benefits of seeking a second financial opinion, including a few situations in which a gut check may not just be useful but downright necessary. […]

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All About Financial Planning

Posted on February 16, 2024 by Rick Fisher Jr.

No matter where you are in life, you may have at least a few financial goals. Perhaps you want to buy a house, save for your child’s college education, or retire early. Regardless of what your goals are, financial planning can help you work towards them. Let’s dive deeper into what financial planning is and how it may benefit you. […]

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Our Teams’ Favorite Game Day Recipes!

Posted on February 9, 2024 by Rick Fisher Jr.

Dawn’s Mini Taco Recipe Ingredients Serve with Directions Heather’s Honey BBQ Crockpot Meatballs Ingredients Directions Sheala’s Ham and Cheese Sliders Ingredients Directions Jessica’s Stars Recipe Ingredients Directions Walt’s Cheesy Hot Crab Dip Ingredients Directions Oven Directions Slow Cooker Directions It should keep well for up to an hour on the KEEP WARM or LOW setting.  […]

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Get Your Healthcare Affairs in Order as You Approach Retirement

Posted on February 9, 2024 by Rick Fisher Jr.

Healthcare is one of the more difficult areas to navigate as you get closer to retirement. With so much focus on saving enough for retirement and ensuring that your investments will keep up with inflation, many people fail to square away their healthcare affairs before retirement age. However, if you want a greater chance of enjoying your retirement, getting your healthcare priorities in order sooner rather than later is critical. […]

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Solid Start to 2024

Posted on February 8, 2024 by Rick Fisher Jr.

Stocks are off to a solid start in 2024. January gains are particularly enjoyable because of the old adage from the Stock Trader’s Almanac, “As goes January, so goes the year.” Nearly 75 years of historical data shows that when the S&P 500 has risen in January, the average gain for the remainder of the year has been about 12%. This January, the S&P 500 was up 1.6%. […]

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Strategizing for Success: The Parallels Between Estate Planning and a Super Bowl Game Plan

Posted on February 2, 2024 by Rick Fisher Jr.

Just as a winning team meticulously plans its Super Bowl plays, individuals and families may benefit from developing a comprehensive plan for their estate. Estate planning isn’t just for the wealthy. Estate planning is a strategic move for everyone to use that helps to see your wishes honored, your assets managed, and your loved ones taken care of. Here are a few benefits of having a well-thought-out game plan for your estate. […]

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Key Financial Wellness Metrics for Near-Retirement Individuals

Posted on January 25, 2024 by Rick Fisher Jr.

As one approaches retirement, monitoring your financial situation by understanding your net worth and assessing the assets and resources needed to maintain a comfortable lifestyle throughout retirement is vital. This article explores eight key financial wellness metrics individuals must monitor as they approach retirement. […]

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Protecting Your Tax Identity Doesn’t Have to Be Taxing 

Posted on January 22, 2024 by Rick Fisher Jr.

When you think of identity theft, you may think of unauthorized credit card payments or new lines of credit. However, tax identity theft is one of the most common types of identity theft — and it’s also the most common fraud attempt during tax filing season.1

If your identity is stolen for tax purposes, you can find yourself waging battle on two fronts: against the identity thief and the IRS. Fortunately, protecting your tax identity doesn’t have to be difficult. Below, we explain a couple of ways you can theft-proof your ID. […]

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6 Tips for Reducing Social Security Taxes

Posted on January 17, 2024 by Rick Fisher Jr.

Determining how your income impacts Social Security (SS) taxes is important for tax planning. Factors that determine how much pay SS tax you pay, depending on your circumstances, include:

If you have income from working in retirement.

If you are self-employed.

If you receive interest, dividends, or other taxable income.

You may pay SS tax if you:

File an individual federal tax return, and if your combinedincome is between $25,000 and $34,000, you may have to pay income tax on up to 50% of your benefits.

File a joint federal tax return, and you and your spouse have a combined income between $32,000 and $44,000; you may have to pay income tax on up to 50% of your benefits. If you have more than $44,000 in income, up to 85% of your benefits may be taxable.

Are married and file a separate tax return, you may have to pay SS taxes. […]

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